Terms of Service

1. Agreement to Terms

By accessing iainvstmnts.com, you agree to these terms. If you disagree with any portion of these terms, please do not use the site. These terms apply to all visitors, users, and others who access or use the website.

2. Nature of Information

Content on this site — including case studies, research articles, market commentary, strategy descriptions, and performance metrics — is informational and , a solicitation, or an offer to buy or sell securities. All content reflects general principles and historical engagements. Personalized advice requires a formal advisory engagement with IA Investments Inc., governed by a signed Investment Management Agreement.

3. No Guarantee of Results

Past performance is not indicative of future results. Case studies, portfolio returns, fee savings figures, and all other metrics presented on this site are historical. They describe outcomes from specific client engagements under specific market conditions and should not be interpreted as projections. Investing involves risk, including the possible loss of principal. The value of investments and income derived from them may decrease as well as increase.

4. Registration & Regulatory Status

IA Investments Inc. is registered as a Portfolio Manager (Registration No. PM-2013-07842) and Exempt Market Dealer (Registration No. EMD-2013-07843) with the British Columbia Securities Commission (BCSC). Licence No. BC-FIN-2013-4417. Member of the Mutual Fund Dealers Association of Canada (MFDA) — Membership No. 91562. Registration details are publicly verifiable through the Canadian Securities Administrators' National Registration Database (NRD). Our Operations & Compliance Manager, Angela Forsythe (PDO designation, Canadian Securities Institute), maintains our registration and compliance program.

5. Intellectual Property

All content on this website — including text, research, graphics, AI methodologies, proprietary model descriptions, case study narratives, and the IA Investments brand — is the property of IA Investments Inc. and is protected by Canadian copyright and intellectual property law. Reproduction, distribution, or public display of any material without prior written consent from IA Investments Inc. is prohibited. Brief quotations for journalistic or academic purposes with proper attribution are permitted.

6. Client Relationship

Use of this website does not establish an advisory or fiduciary relationship between you and IA Investments Inc. A client relationship begins only upon execution of a formal Investment Management Agreement, completion of Know Your Client (KYC) documentation, and acceptance by IA Investments Inc. Browsing this site, submitting a contact form inquiry, or subscribing to research updates does not constitute a client engagement.

7. Privacy

Your use of this site is also governed by our Privacy Policy, which details how we collect, use, store, and protect your personal information. By using iainvstmnts.com, you consent to the data practices described in that policy. We encourage you to review it in full.

8. Limitation of Liability

IA Investments Inc. shall not be liable for any losses, damages, or costs arising from reliance on information provided on this website. This includes, without limitation, direct, indirect, incidental, consequential, or punitive damages related to the use of site content for investment decisions. The website is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied.

9. Third-Party Links

This site may contain links to external resources, including but not limited to the Canadian Securities Administrators' National Registration Database, SEDAR+, and other regulatory or industry sources. IA Investments Inc. does not control, endorse, or assume responsibility for the content, accuracy, or practices of any third-party websites. Clicking an external link is at your own discretion and risk.

10. AI & Technology Disclaimers

References to artificial intelligence, machine learning, natural language processing, and related technologies on this site describe the analytical tools IA Investments Inc. uses to support human-directed investment decision-making. AI-generated analyses are reviewed by qualified professionals (CFA and CIM charterholders) before being communicated to clients. No AI system employed by IA Investments Inc. makes autonomous investment decisions on behalf of clients.

11. Governing Law

These terms are governed by and construed in accordance with the laws of the Province of British Columbia and the federal laws of Canada applicable therein. Any disputes arising from or related to these terms or the use of this website shall be resolved exclusively in the courts of British Columbia, and you consent to the personal jurisdiction of those courts.

12. Changes to Terms

IA Investments Inc. reserves the right to update or modify these terms at any time. Changes will be posted on this page with an updated "Last updated" date. Continued use of the site following the posting of changes constitutes your acceptance of those changes. We recommend reviewing these terms periodically.

13. Contact

Questions about these terms should be directed to:

IA Investments Inc.
14410 Chartwell Drive, Surrey, BC V3S 5E2
Phone: (672) 895-8776
Email: contact@iainvstmnts.com